Finance that works the way you work.

About

From invoice advances to sales-based lending, mcl finance provides flexible capital designed around how your business really works: quick approvals, clear costs, and human support when you need it.

mcl vs traditional finance

How we're different

Traditional finance moves slow. We don’t. We cut the paperwork, shorten the wait, and fund businesses in days—not weeks.

Traditional banks

Weeks of paperwork

Rigid repayment schedules

Hidden charges and compounding interest

Limited support once you’re signed

Funding in as little as 48 hours

Flexible repayment (daily, weekly, or monthly)

One flat fee agreed upfront

Local team available on WhatsApp or phone

Our mission

mcl finance helps UAE businesses unlock capital that’s already theirs — whether you’re waiting on unpaid invoices or daily card sales.

With UK roots and a growing UAE presence, we combine fast decisions with clear pricing and real people you can reach.

No noise. No hidden catches. Just funding that keeps your cash flow moving.

Real Numbers

Immediate impact

0 Hours

Average time until approval

weeks

Since we launched

AED

Total amount funded

FAQ

Frequently asked questions

What’s the difference between invoice finance and POS funding?

Invoice finance unlocks up to 90% of an unpaid invoice within 48 hours, with the balance paid when your customer settles. POS funding gives you upfront capital against your daily card sales, repaid automatically as a fixed percentage of takings.

How do repayments work?

Do you work across the UAE?

What documents are needed?

Can startups apply?

What’s the difference between invoice finance and POS funding?

How do repayments work?

Do you work across the UAE?

What documents are needed?

Can startups apply?

Talk to us

Not sure which option suits you best? A quick conversation with our team will get you clear answers and next steps. Reach us on WhatsApp, phone, or by form — we respond fast.